Welcome to Nma Partners Inc. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing our website, submitting an application, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.
2. Eligibility
Our services are available only to:
- Individuals who are at least 18 years of age
- Business entities that are legally formed and operating
- Individuals with legal authority to bind their business to these Terms
3. Services Provided
Nma Partners Inc is a direct lender providing business funding solutions, including but not limited to:
- Working Capital Loans
- Revenue-Based Financing
- Business Growth Funding
- Short-Term Financing
- Equipment Financing
All funding is subject to credit approval and underwriting review. We reserve the right to approve, deny, or modify any funding application at our sole discretion.
4. Application Process
When you submit an application:
- You represent that all information provided is accurate and complete
- You authorize us to verify the information and conduct credit checks
- You understand that submission does not guarantee approval
- You agree to provide additional documentation if requested
5. SMS Terms & Conditions
IMPORTANT: Consent to receive SMS messages is NOT required as a condition of purchase. You may apply for and receive funding from Nma Partners Inc without providing your phone number or agreeing to receive text messages.
Optional SMS Communications
If you voluntarily choose to provide your phone number and opt in to SMS communications, you agree to the following:
- Automatic Dialing: By opting in, you consent to receive text messages sent by an automatic telephone dialing system (ATDS) from Nma Partners Inc
- Message Types: Messages may include application updates, funding status, account notifications, and service-related communications
- Message Frequency: Message frequency varies based on your account activity and interactions with our services
- Carrier Rates: Message and data rates may apply based on your mobile carrier plan. Check with your carrier for details.
- Not Required: Consent is not a condition of purchase or required to receive our services
- Voluntary: Providing your phone number and SMS consent is completely optional
Opting Out of SMS
You may opt out of SMS communications at any time:
- Text STOP: Reply STOP to any message to immediately unsubscribe from text messages
- Text HELP: Reply HELP to receive assistance or more information about our SMS program
- Contact Us: Email nissim@nmapartner.com to opt out or modify your preferences
After texting STOP, you will receive one final confirmation message, and then you will not receive further text messages from us unless you re-opt-in.
Phone Number Privacy
We will not sell, share, or disclose your mobile phone number to third parties for their marketing purposes. Your phone number will only be used by Nma Partners Inc for communications related to your application and our services. We will not share your SMS opt-in consent with unaffiliated third-party marketers.
6. Funding Terms
If your application is approved:
- Specific funding terms will be provided in a separate funding agreement
- You must review and sign the funding agreement before receiving funds
- Repayment terms, interest rates, and fees will be clearly disclosed
- You are responsible for understanding all terms before accepting funding
7. Fees and Costs
We are committed to transparency. All fees, interest rates, and costs associated with funding will be clearly disclosed before you accept any offer. There are no application fees for submitting an inquiry through our website.
8. Representations and Warranties
By using our services, you represent and warrant that:
- You have the legal authority to enter into these Terms
- All information provided is accurate, current, and complete
- You will use funding only for legitimate business purposes
- You are not in bankruptcy or insolvency proceedings
9. Prohibited Uses
You may not use our services:
- For any illegal or unauthorized purpose
- To provide false or misleading information
- To violate any laws or regulations
- To interfere with or disrupt our services
- To attempt to gain unauthorized access to our systems
10. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Nma Partners Inc and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
11. Limitation of Liability
To the fullest extent permitted by law, Nma Partners Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.
12. Indemnification
You agree to indemnify and hold harmless Nma Partners Inc, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your violation of these Terms or misuse of our services.
13. Dispute Resolution
Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Brooklyn, New York.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
15. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified Terms. The "Last Updated" date indicates when the Terms were last revised.
16. Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
18. Entire Agreement
These Terms, together with our Privacy Policy and any funding agreements you enter into, constitute the entire agreement between you and Nma Partners Inc regarding our services.
19. Contact Information
If you have questions about these Terms of Service, please contact us:
Nma Partners Inc
2002 Coney Island Ave
Brooklyn, NY 11223
Email: nissim@nmapartner.com
SMS Reminder: Consent to receive text messages via an automatic telephone dialing system (ATDS) is NOT required as a condition of purchase. Message frequency varies. Message and data rates may apply. Text STOP to opt out or HELP for help. We will not sell or share your phone number with third parties for marketing purposes.
20. Acknowledgment
By using our services, you acknowledge that you have read these Terms of Service, understand them, and agree to be bound by them. If you do not agree to these Terms, please do not use our services.